Is Garmin Pay Secure?

Garmin Pay™ mobile payment solution is considered to be a secure way to make purchases with your Garmin watch. It is important to note the following security focused measures that are taken when using Garmin Pay:

• When adding a credit card to your wallet via the Garmin Connect™ app, information from the card is not being stored or shared with Garmin.

• Upon accepting the terms and conditions from the issuing bank, some issuers will require identity verification in order to complete the tokenization process in the Garmin Pay wallet.

• The Garmin Pay wallet requires authentication via a passcode which is set up by the user in order to access the wallet in the Garmin Connect app.

• The same passcode is required to access the wallet on the Garmin watch. The passcode is required once a day while wearing the watch and each time when the watch is detected off of the wrist. If the watch is not properly fitted on your wrist it may detect that it is off the wrist even if you wear it all day. For proper fit guidelines please see:  The Heart Rate Sensor on My Garmin Watch Is Not Accurate

As an added security measure, you can suspend or remove a card at any time. Either option will disable the card(s) on the Garmin watch making it unable to be used at a merchant's payment terminal.

Suspending a Card

1. Open the Garmin Connect app.

2. Select More (bottom right). 

3. Select Garmin Pay.

4. Select the desired card. 

   • If necessary, select the watch you want to remove the card from.

5. Select Suspend Card.

Removing a Card

1. Open the Garmin Connect app.

2. Select More (bottom right). 

3. Select Garmin Pay.

4. Select the desired card.

   • If necessary, select the watch you want to remove the card from.

5. Select Remove Card.